Keeping your vehicle in good condition helps ensure your insurer will pay your claim in full if an accident occurs.
Insurers are becoming stricter about claims where poor maintenance, such as worn tyres, faulty brakes or broken lights, contributes to the damage. In one case, a claim was denied after investigators found that a severely worn tyre caused the car to aquaplane.
While insurers must prove that poor maintenance directly caused or worsened an accident, vehicle condition is a key factor in assessing claims. To protect yourself, ensure your car is always roadworthy: regularly check your tyres, brakes and lights, and keep service records up to date.
Read more about why maintaining your vehicle is essential for insured motorists.